Consumer Financing

Financing solutions built for the HVAC/R industry and its contractors

We offer flexible, affordable consumer financing options that range from traditional financing and second look financing to deferred payments and special promotions. Give your customers


Fortiva Retail Credit

Deep underwriting and a paperless process to provide best-in-class programs.

Credit for Comfort

Flexible, affordable in-home financing options for your customers.

Rheem KwikComfort Financing

Financing designed to do help you increase sales by making it even easier for your customers to get their new system.

Wells Fargo Home Projects

Provide your customers with flexible financing options for your home improvement products and services.

Heatcraft Commercial Financing

Custom-fit financing solutions to perfectly meet your company’s purchasing needs.

Manitowoc Financing

Sell more equipment, more frequently, to more customers. Your successful business customers typically look for financing options.

Baker ProAdvantage

Your Professional Advantage in HVAC, Refrigeration and Foodservice Distribution

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eCommerce & Technology

Full-scale HVAC/R online store lets you view inventory and pricing from any device. Learn more

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Marketing & Advertising

Manufacturer sales and marketing tools designed to increase sales and grow business. Learn more

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Rewards & Loyalty Programs

Baker rewards and vendor loyaloty programs provide incentives for your business. Learn more

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Contractor Training

Expert instructor-led training, educational tools and resources. Learn more

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Consumer Financing

Consumer financing options from traditional to second look financing. Learn more

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Warranties & Service

Warranties and extended service agreements give you peace of mind. Learn more

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Live Sponsored Events

Live vendor sponsored events with vendor representatives and new products Learn more

About Baker Distributing Company ProAdvantage

As a Baker customer and HVAC/R Pro, you have many advantages including vendor sponsored marketing & advertising programs, supplier warranties and vendor financing programs. Our size and inventory make it easier to run your business at the speed you need.